{"id":624,"date":"2021-04-24T08:24:31","date_gmt":"2021-04-24T08:24:31","guid":{"rendered":"https:\/\/crypto.homochi.com\/news\/?p=624"},"modified":"2021-08-14T08:31:21","modified_gmt":"2021-08-14T08:31:21","slug":"is-a-good-investment-what-is-stellar-lumens-xlm","status":"publish","type":"post","link":"https:\/\/crypto.homochi.com\/news\/2021\/04\/is-a-good-investment-what-is-stellar-lumens-xlm\/","title":{"rendered":"Is Stellar a good investment | What is stellar lumens | XLM"},"content":{"rendered":"<h3>XLM &#8211; Stellar Lumens What is it?<\/h3>\n<p class=\"block-editor-rich-text__editable block-editor-block-list__block wp-block is-selected rich-text\" tabindex=\"0\" role=\"group\" aria-multiline=\"true\" aria-label=\"Block: Heading\" data-block=\"49484e71-2ecf-4074-9758-bf589b0ea5b4\" data-type=\"core\/heading\" data-title=\"Heading\">This Article talking about the cryptocurrencies XLM -Stellar Lumens, is it good for investment? And is it or any relative with Ponzi Scheme\u2026\u2026.. You can also check our blog for update <a href=\"https:\/\/crypto.homochi.com\/news\/category\/crypto-news\/\">crypto news<\/a>&#8230;&#8230;<\/p>\n\n<div class=\"wp-block-ub-content-toggle wp-block-ub-content-toggle-block\" id=\"ub-content-toggle-block-3d323682-ec1b-4557-bf26-5649d3ef5e71\" data-mobilecollapse=\"false\" data-desktopcollapse=\"false\" data-preventcollapse=\"false\" data-showonlyone=\"false\">\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #00d084; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #00d084;\" aria-controls=\"ub-content-toggle-panel-0-3d323682-ec1b-4557-bf26-5649d3ef5e71\" tabindex=\"0\">\n\t\t\t<h5 class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-3d323682-ec1b-4557-bf26-5649d3ef5e71\" style=\"color: #000000; \">Price<\/h5>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down open\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"true\" class=\"wp-block-ub-content-toggle-accordion-content-wrap\" id=\"ub-content-toggle-panel-0-3d323682-ec1b-4557-bf26-5649d3ef5e71\">\n\n<script type=\"text\/javascript\" src=\"https:\/\/files.coinmarketcap.com\/static\/widget\/coinMarquee.js\"><\/script><div id=\"coinmarketcap-widget-marquee\" coins=\"1,512,1831\" currency=\"USD\" theme=\"light\" transparent=\"false\" show-symbol-logo=\"true\"><\/div>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #00d084; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #00d084;\" aria-controls=\"ub-content-toggle-panel-1-3d323682-ec1b-4557-bf26-5649d3ef5e71\" tabindex=\"0\">\n\t\t\t<h5 class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-3d323682-ec1b-4557-bf26-5649d3ef5e71\" style=\"color: #000000; \">What is XLM &#8211; Stellar Lumens?<\/h5>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-1-3d323682-ec1b-4557-bf26-5649d3ef5e71\">\n\n<p>Put simply, Stellar Lumens &#8211; XLM is a launch network that lets money be moved and stored. When it was rolled out in July 2014, one of its goals was boosting financial inclusion by arriving the world\u2019s unbanked \u2014 but rather afterwards, its priorities shifted to assisting financial companies associate with one howsoever through blockchain technology.<\/p>\n\n\n\n<p>The network\u2019s native token, lumens, represents as a bridge that composed it less expensive to trade assets across borders. All of these aims to challenge already payment providers, who repeatedly charge lofty fees for a lookalike service.<\/p>\n\n\n\n<p>If all of this sounds familiar, it&#8217;s worth noting that Stellar was originally as said by the <a href=\"https:\/\/crypto.homochi.com\/news\/2020\/03\/is-ripple-xrp-a-good-investment\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ripple<\/a> Labs protocol. The blockchain was generated therefore difficult fork, and the code was subsequently rewritten.<\/p>\n\n\n\n<p>Who Are the Founders of Stellar?<\/p>\n\n\n\n<p>Jed McCaleb founded Stellar with the lawyer Joyce Kim after leaving Ripple in 2013 more than disagreements about the company\u2019s coming days&#8217; direction.<\/p>\n\n\n\n<p>In detailing the rationale behind Stellar in September 2020, McCaleb told CoinMarketCap: \u201cThe complete unique construct of Stellar is that you can have fiat currencies and other kinds of forms of cost run in parallel with each other and with crypto assets. This is desirable necessary to guide this stuff mainstream.\u201d<\/p>\n\n\n\n<p>McCaleb\u2019s goal is to make sure that Stellar can provide public a way of moving their fiat into crypto \u2014 and get rid of the friction that natives normally encounter when they&#8217;re forwarding money around the world.<\/p>\n\n\n\n<p>He at present represents as the CTO of Stellar, furthermore the co-founder of the Stellar Development Foundation. This not-for-profit organization aims to \u201cunlock the world\u2019s economic potential by production money more fluid, markets more open, and populace more empowered.\u201d<\/p>\n\n\n\n<p><a href=\"https:\/\/stellar.org\/\" rel=\"noreferrer noopener\" target=\"_blank\">OFFICIAL WEBSITE<\/a><\/p>\n\n<\/div>\n\t\t<\/div>\n<\/div>\n\n<div class=\"wp-block-ub-content-toggle wp-block-ub-content-toggle-block\" id=\"ub-content-toggle-block-bb437289-6d5a-4ed1-903d-0b52ad3b067c\" data-mobilecollapse=\"false\" data-desktopcollapse=\"false\" data-preventcollapse=\"false\" data-showonlyone=\"false\">\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #cf2e2e; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #cf2e2e;\" aria-controls=\"ub-content-toggle-panel-0-bb437289-6d5a-4ed1-903d-0b52ad3b067c\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-bb437289-6d5a-4ed1-903d-0b52ad3b067c\" style=\"color: #ffffff; \">Basic Data<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-0-bb437289-6d5a-4ed1-903d-0b52ad3b067c\">\n\n<p>Update mined: around 22,918,382,932 XLM (46%)<\/p>\n\n\n\n<p>Max Supply: 50,001,803,249<\/p>\n\n<\/div>\n\t\t<\/div>\n<\/div>\n\n<div class=\"wp-block-ub-content-toggle wp-block-ub-content-toggle-block\" id=\"ub-content-toggle-block-b64e373c-706c-47d7-9ce8-9acf247da725\" data-mobilecollapse=\"false\" data-desktopcollapse=\"false\" data-preventcollapse=\"false\" data-showonlyone=\"false\">\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #00d084; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #00d084;\" aria-controls=\"ub-content-toggle-panel-0-b64e373c-706c-47d7-9ce8-9acf247da725\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-b64e373c-706c-47d7-9ce8-9acf247da725\" style=\"color: #ffffff; \">My Conclusion<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-0-b64e373c-706c-47d7-9ce8-9acf247da725\">\n\n<p>What Composed Stellar Unique?<\/p>\n\n\n\n<p>Fees are a sticking point for many. However, elevated costs when production cross-border payments aren\u2019t just exclusive to fiat-based payments solutions that is <strong>PayPal<\/strong> \u2014 transaction fees have additionally been known to go ballistic on the Bitcoin and Ethereum blockchains due to congestion.<\/p>\n\n\n\n<p>Stellar is original because any transaction costs just 0.00001 XLM. Delivered how one unit of this cryptocurrency only costs a few cents at the time of writing, this assists make sure that users save more of their money.<\/p>\n\n\n\n<p>Few blockchain plans have coped to procure partnerships with big-brand tech firms and fintech firms. A few years ago, <strong>Stellar and IBM<\/strong> teamed up to open Planet Wire, a plan that allowed immense financial institutions to submit transactions to the Stellar network and transact utilizing bridge assets as an example of stable coins.<\/p>\n\n\n\n<p>Although other blockchains have community funds, meaning that grants can be delivered to plans that assist furthermore the ecosystem, Stellar lets its users vote on which ventures should be delivered to this support.<\/p>\n\n<\/div>\n\t\t<\/div>\n<\/div>\n\n<div class=\"wp-block-ub-content-toggle wp-block-ub-content-toggle-block\" id=\"ub-content-toggle-block-c22ed714-5ce0-4afa-bfd6-4667d0c8b91c\" data-mobilecollapse=\"false\" data-desktopcollapse=\"true\" data-preventcollapse=\"false\" data-showonlyone=\"false\">\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #cf2e2e; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #cf2e2e;\" aria-controls=\"ub-content-toggle-panel-0-c22ed714-5ce0-4afa-bfd6-4667d0c8b91c\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-c22ed714-5ce0-4afa-bfd6-4667d0c8b91c\" style=\"color: #ffffff; \">Warning and Rewards<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-0-c22ed714-5ce0-4afa-bfd6-4667d0c8b91c\">\n\n<p>Nothing shared by way of 3hkmarket constitutes an investment recommendation, nor own any info or content material posted by the use of 3hkmarket be relied upon for any investment. 3hkmarket strongly recommends that you simply carry out your very own unbiased research and\/or talk with an authorized investment skilled sooner than making any monetary decisions.<\/p>\n\n\n\n<p><strong>Disclamation: I had hold Stellar<\/strong><\/p>\n\n\n<div style=\"background-color: #000000; border-width: 2px; border-color: #fcb900; \" class=\"ub_call_to_action wp-block-ub-call-to-action-block\" id=\"ub_call_to_action_d5a6dca1-f376-431a-be6a-ba9aee8a4817\">\n\t\t\t<div class=\"ub_call_to_action_headline\">\n\t\t\t\t<p class=\"ub_call_to_action_headline_text\" style=\"font-size: 30px; color: #ffffff; text-align: center; \">Join the world&#8217;s largest crypto exchange<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"ub_call_to_action_content\">\n\t\t\t\t<p class=\"ub_cta_content_text\" style=\"font-size: 17px; color: #ffffff; text-align: center; \">Binance.com<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"ub_call_to_action_button\">\n\t\t\t\t<a href=\"https:\/\/www.binance.com\/en\/register?ref=LJW1QAACu0026utm_campaign=web_share_copy\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"ub_cta_button\" style=\"background-color: #00d084; width: 250px; \">\n\t\t\t\t\t<p class=\"ub_cta_button_text\" style=\"font-size: 21px; \">Sign up Binance<\/p>\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t<\/div>\n\n<div style=\"background-color: #8ed1fc; border-width: 2px; border-color: #ECECEC; \" class=\"ub_call_to_action wp-block-ub-call-to-action-block\" id=\"ub_call_to_action_7a9d4545-8919-44a4-9b92-d9938b91d66e\">\n\t\t\t<div class=\"ub_call_to_action_headline\">\n\t\t\t\t<p class=\"ub_call_to_action_headline_text\" style=\"font-size: 27px; text-align: center; \">Create account for Nexo Master Card <\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"ub_call_to_action_content\">\n\t\t\t\t<p class=\"ub_cta_content_text\" style=\"font-size: 21px; text-align: center; \">for free<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"ub_call_to_action_button\">\n\t\t\t\t<a href=\"https:\/\/nexo.io\/nexo-card?referral=IT66lV0u0026refSource=copy\" target=\"_self\" rel=\"noopener noreferrer\" class=\"ub_cta_button\" style=\"background-color: #0693e3; width: 250px; \">\n\t\t\t\t\t<p class=\"ub_cta_button_text\" style=\"color: #ffffff; font-size: 17px; \">Create Nexo account<\/p>\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t<\/div>\n\n<div style=\"background-color: #00d084; border-width: 2px; border-color: #cf2e2e; \" class=\"ub_call_to_action wp-block-ub-call-to-action-block\" id=\"ub_call_to_action_71a80879-fe09-43c5-84cf-858e766a2fc6\">\n\t\t\t<div class=\"ub_call_to_action_headline\">\n\t\t\t\t<p class=\"ub_call_to_action_headline_text\" style=\"font-size: 28px; color: #ffffff; text-align: center; \">open Crypto.com wallet <\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"ub_call_to_action_content\">\n\t\t\t\t<p class=\"ub_cta_content_text\" style=\"font-size: 18px; color: #ffffff; text-align: center; \">Both of us get US$25.<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"ub_call_to_action_button\">\n\t\t\t\t<a href=\"https:\/\/platinum.crypto.com\/r\/48sectpa46\" target=\"_self\" rel=\"noopener noreferrer\" class=\"ub_cta_button\" style=\"background-color: #fcb900; width: 250px; \">\n\t\t\t\t\t<p class=\"ub_cta_button_text\" style=\"color: #000000; font-size: 16px; \">Collect $25<\/p>\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t<\/div>\n\n<div style=\"background-color: #f0f902; border-width: 2px; border-color: #05ff09; \" class=\"ub_call_to_action wp-block-ub-call-to-action-block\" id=\"ub_call_to_action_0bd918c1-501a-469a-bb5c-f1dca8e95902\">\n\t\t\t<div class=\"ub_call_to_action_headline\">\n\t\t\t\t<p class=\"ub_call_to_action_headline_text\" style=\"font-size: 30px; text-align: center; \">Saving for Crypto in BlockFi<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"ub_call_to_action_content\">\n\t\t\t\t<p class=\"ub_cta_content_text\" style=\"font-size: 15px; text-align: center; \">Up to 8% interest rate<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"ub_call_to_action_button\">\n\t\t\t\t<a href=\"https:\/\/blockfi.com\/?ref=961d9f26\" target=\"_self\" rel=\"noopener noreferrer\" class=\"ub_cta_button\" style=\"background-color: #00d084; width: 250px; \">\n\t\t\t\t\t<p class=\"ub_cta_button_text\" style=\"color: #ffffff; font-size: 17px; \">Sign up Blockfi<\/p>\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t<\/div>\n<\/div>\n\t\t<\/div>\n<\/div>\n\n<div class=\"wp-block-ub-social-share\" id=\"ub-social-share-15a502b8-86a4-4a77-bd3f-49e625e88e9e\">\n\t\t\t<div class=\"social-share-icons align-icons-left orientation-icons-row\"><a aria-label=\"facebook-logo\" target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https%3A%2F%2Fcrypto.homochi.com%2Fnews%2F2021%2F04%2Fis-a-good-investment-what-is-stellar-lumens-xlm%2F&amp;title=Is%20Stellar%20a%20good%20investment%20%7C%20What%20is%20stellar%20lumens%20%7C%20XLM\" class=\"ub-social-share-facebook-container\" style=\"border-color: #1877f2; 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